Coverage Options
Choose the protection that fits your drive
Each plan is designed to cover specific risks — mix and match to build the coverage that works for you.
Auto Liability Insurance
Covers bodily injury and property damage you may cause to others. Mandatory in most states and forms the foundation of every policy.
- ✔ State-required coverage
- ✔ Protects against lawsuits
- ✔ Covers third-party damages
- ✔ Flexible coverage limits
Comprehensive Coverage
Protection against non-collision damage like theft, fire, vandalism, storms, and animal strikes.
- ✔ Theft & vandalism
- ✔ Weather damage
- ✔ Fire & falling objects
- ✔ Optional deductible control
Collision Insurance
Pays for repairs or replacement if your vehicle is damaged in an accident — regardless of fault.
- ✔ Covers vehicle repairs
- ✔ Single-vehicle accidents
- ✔ Hit-and-run protection
- ✔ Works with any deductible
Personal Injury Protection
Covers medical bills and lost wages for you and your passengers — regardless of who caused the accident.
- ✔ Medical expenses
- ✔ Lost income coverage
- ✔ Passenger protection
- ✔ Fast payouts